Common Non-Compliant Items Found During FHA Inspections

Common FHA Inspection Issues: Top Compliance Problems that Delay Closings

When preparing a property for an FHA inspection, understanding the most common compliance issues can help prevent delays and keep transactions on track. Most findings are related to safety, functionality, and proper installation of key systems. Addressing these concerns early improves the chances of a smooth inspection process and helps ensure the property meets required standards.

Fall Protection and Stair Safety Issues

Fall protection and stair safety are critical components of any residential inspection because they directly impact occupant safety. Inspectors carefully evaluate stairways, decks, and elevated surfaces to ensure they are secure and properly constructed. Missing or improperly installed safety features can lead to serious hazards and are among the most frequently cited issues. Ensuring that all walking surfaces are stable and protected helps reduce risk and improve overall compliance.

• Missing stair handrails where 4 or more risers exist
• Loose or unstable stairs or stair treads
• Missing guardrails on decks, balconies, or raised porches
• Guardrail openings larger than 4 inches
• Unsafe or damaged steps leading to entrances

Electrical Safety Issues

Electrical systems must be installed and maintained in accordance with established safety standards to prevent hazards such as shock or fire. Inspectors look for proper protection, secure connections, and fully enclosed components. Even minor electrical issues can result in non-compliance if they pose a safety concern. Addressing these problems early ensures the system is safe and functioning correctly.

• Missing GFCI protection in kitchens, bathrooms, garages, or exterior locations
• Open electrical junction boxes or missing cover plates
• Exposed wiring
• Missing electrical panel covers or open breaker slots
• Broken outlets, switches, or light fixtures

Window and Fall Protection Issues

Windows serve both functional and safety purposes, including ventilation, natural light, and emergency escape. Inspectors evaluate windows to ensure they operate correctly and meet safety requirements, particularly in bedrooms where emergency egress is essential. Damaged or non-functional windows can create both safety risks and compliance issues that must be corrected.

• Broken or cracked window glass
• Windows that do not open or close properly
• Missing window fall-protection devices where required
• Bedroom windows not meeting emergency egress requirements

Roofing and Water Intrusion Concerns

The roof is one of the most important components in protecting a home from the elements. Inspectors assess roofing materials, flashing, and overall condition to ensure the structure is watertight. Signs of deterioration or water intrusion can indicate underlying problems that may worsen over time. Proper maintenance and timely repairs are essential to maintaining compliance and preventing further damage.

• Missing or damaged shingles
• Evidence of roof leaks or water intrusion
• Improper flashing at roof penetrations
• Deteriorated roof coverings

Plumbing and Water Heater Concerns

Plumbing systems must operate efficiently without leaks or safety hazards. Inspectors check for proper installation, secure connections, and functional components. Water heaters are also closely evaluated to ensure safety features are in place and properly installed. Addressing plumbing issues early helps prevent water damage and ensures reliable system performance.

• Active plumbing leaks
• Missing temperature and pressure relief (T&P) valve discharge pipe on water heaters
• Improper water heater installation
• Loose or damaged plumbing fixtures

Heating and Mechanical System Issues

Heating and mechanical systems are essential for maintaining a safe and comfortable living environment. Inspectors verify that these systems are operational, properly installed, and free of safety concerns. Non-functioning or poorly installed equipment can lead to inspection delays and must be corrected before approval.

• Non-operational heating system
• Unsafe or improperly installed HVAC equipment
• Missing or damaged dryer vent termination

Interior Safety Issues

Interior conditions play a major role in overall property safety. Inspectors look for hazards that could cause injury or indicate poor maintenance. From flooring conditions to safety devices, each element must meet basic standards to ensure a safe living environment for occupants.

• Missing smoke alarms
• Damaged flooring creates trip hazards
• Exposed nails or sharp edges
• Damaged ceilings or walls create safety hazards

Exterior Property Conditions

Exterior areas are evaluated for both safety and durability. Walkways, driveways, and outdoor structures must be free of hazards and properly maintained. Inspectors also look for signs of deterioration that could allow moisture intrusion or compromise the structure over time.

• Trip hazards on walkways or driveways
• Loose or damaged handrails at exterior steps
• Unsafe deck construction
• Deteriorated siding or openings allowing water intrusion

General Safety Concerns

In addition to specific systems, inspectors assess the overall safety and structural condition of the property. This includes access points, structural stability, and protective features. Identifying these issues ensures that the home is safe for occupancy and meets required standards.

• Unsafe attic or crawlspace access
• Structural damage that may affect safety or stability
• Missing guard protection at elevated walking surfaces

Items That Most Frequently Delay Closings

While many issues are relatively minor, certain items appear more frequently and are known to delay the closing process. These are often simple corrections, but must be addressed before final approval. Being aware of these common problems allows property owners and builders to prepare in advance.

1. Missing stair handrails
2. Missing GFCI outlets
3. Open electrical boxes
4. Broken window glass
5. Missing guardrails on porches or decks
6. Plumbing leaks
7. Roof damage
8. Trip hazards on stairs or walkways
9. Water heater safety deficiencies
10. Non-operational heating systems

Why Addressing These Issues Early Matters

Most inspection findings are minor safety corrections rather than major structural defects. Taking a proactive approach by addressing these items before scheduling an inspection can help avoid delays and keep the process moving forward efficiently. Early preparation also demonstrates attention to detail and helps build confidence among all parties involved.

Final Thoughts

Understanding the most common non-compliant items found during FHA inspections helps property owners, builders, and real estate professionals better prepare for the process. By focusing on safety, proper installation, and overall property condition, you can improve inspection outcomes and reduce the risk of delays. A well-prepared property not only meets required standards but also provides peace of mind for buyers and lenders.

Get ahead of common inspection issues by scheduling your property inspection with Art Neidich Property Inspection & Consulting. Our experienced team provides thorough building code inspections and detailed evaluations to help you identify and correct potential problems early. Contact us today to ensure your property is safe, compliant, and ready for a smooth closing process.